Coverages Available

VGM Insurance provides the coverage you need as an independent HME or rehab provider.

• Product/completed operations liability
  • Liability coverage on all Home Medical Equipment that your company may rent or sell.
• Professional liability
  • Liability for any licensed professional and your business, incidental to the sale/rental of HME items.
• General liability
  • “Slip and fall-type” coverage for both on and off premises. Example: Property damage to a patient’s home while making a delivery. 
• Business personal property
  • Coverage for any item within the four walls of your operation and the building itself (if you own it).

Coverages Include:

Property in Transit
Valuable Papers
Pollutant Clean Up
Property Off Premises
Accounts Receivable

Options Available:

Electronic Data Processing
Loss of Income
Money & Securities
Employee Dishonesty

VGM liability insurance is written with an A-rated company, as rated by A.M. Best, the insurance industry’s rating system.

For more information about insurance for HME or rehab providers call David Olsen or John Boardsen at 800.362.3363.