VGM Insurance

Formed in 1990, VGM Insurance is one of the few companies in the country that focuses specifically on the HME marketplace and offers the special types of coverages that home health-care providers need. Known for its personal customer service, quick quotes and simplified paperwork, VGM Insurance is happy to work with your local agent to ensure there are no coverage gaps or duplicate premium dollars expended.

Why You Need VGM Insurance
A hospital bed was set up in a heart patient’s home. The day the patient came home from the hospital, he sat on the edge of the bed, and it dropped two inches, allegedly injuring his sternum. He is claiming the mattress frame was not completely secured. The surgery was re-done, and the cost exceeded $90,000. The HME dealer was sued for $250,000.

A used scooter was sold to an elderly person, who then bumped into an individual standing in a store check-out line. The accident allegedly caused the “bumpee” to undergo knee surgery. A $500,000 suit was filed, claiming the HME dealer did not provide the scooter operator with proper operating instructions or a manufacturer instruction manual, and that the scooter was sold to an incompetent operator. The manufacturer was also sued because the plaintiff claims the scooter didn’t have a proper braking system. The legal fees to date exceed $25,000. 

For details about available coverages, click on the link below.

For more information about insurance for HME or rehab providers, see David Olsen or John Boardsen, or call 800.362.3363.