Current Programs

VGM Financial Services specializes in offering flexible financing programs that are designed to meet the cash flow needs of our customers.

Fair Market Value (FMV) 
Standard Operating Lease. This type of lease provides possible tax benefits of expensing the lease payment with the option to return or purchase the equipment at the end of the term. Ideal for those customers who expect the value of their equipment to decrease quickly.

$1.00 Buyout 
Capital Lease. This lease allows you to depreciate your equipment while making small monthly lease payments. You own the equipment at the end of term.

"Squeeze Lease" 
Great Cash Flow Manager! You can avoid being squeezed by managed care and reimbursement. Skip two payments for each year of lease. You decide the payments to skip!

90 Day Deferred 
Give yourself a chance to get reimbursement in before payments start. You have 90 days before first payment is due.

Seasonal Payments 
We recognize many industries are seasonally sensitive, and there are times more income is generated during certain times of the year. We can structure a payment schedule that allows payments to rise and fall based on the customer’s sales cycle.

Step Payment Plan 
Similar to seasonal payments, this program is customized to customers who are looking for smaller payments to accommodate the newness of equipment. This program will begin with small payments up front and increase during the term of the lease.

For information about the VGM GoldLine program, a revolving line of credit designed just for you, click on the link below.

For more information on finance/leasing options, see Jim Phillips, Mike Kloos, Kurt Schmitz, Donna Timmer, Kelly Turner or Linda Reeves, or call 800.532.7392.